What is Epic FlexPay?

Epic FlexPay, powered by Uplift, gives you the freedom to purchase your pass now and pay over time in monthly installments. Lock in your pass for $0 down and no interest!

With flexible payment options, Epic FlexPay makes skiing and snowboarding more accessible and affordable. Simply select “Epic FlexPay” during checkout and complete a short application. 

Is Epic FlexPay available to everyone?

Epic FlexPay is available only to eligible U.S.* and Canadian residents, pending approval through Uplift. Actual terms are based on your credit score and other factors and may vary. Not everyone is eligible, and some states are not served, including IA and WV. Loans made through Uplift are offered by these lending partners: uplift.com/lenders. Applicants must fulfill the criteria below based on country of residence.

United States - Privacy Policy. Terms of Use.

• Minimum 18 years old 
• Resident of United States (*Residents of Iowa & West Virginia are ineligible to use Uplift, other restrictions may apply)
• Available payment methods are direct debit from a bank account, debit card, or check
• Have a mobile device
• Have a Social Security Number

Canada - Privacy Policy. Terms of Use.

• Minimum 19 years old
• Resident of Canada
• Available payment methods are direct debit from a bank account, Visa/MasterCard virtual debit, credit card or check
• Have a mobile device

What’s the difference between pay in full, Epic FlexPay, and $49 down?

• Pay in full – Your credit or debit card is charged the full amount of your order at the time of purchase. 
• Epic FlexPay – Pending approval, lock in your pass for $0 down and no interest, with low monthly payments  
• $49 down – Pay $49 at the time of purchase then the remainder of your purchase in mid-September. This option is only available in the Spring.

What is the advantage of using Epic FlexPay vs. a credit card?

Credit cards charge interest whereas Epic FlexPay has no interest at all. Your total amount owed and monthly payments are clear at the time of the purchase with no hidden fees or late payment penalties. Epic FlexPay makes it easy to budget and pay for your purchase over time.

Is there a minimum or maximum spend level required to use Epic FlexPay?

Epic FlexPay is available for eligible pass purchases with a minimum of $49 USD/CAD up to a maximum of $25,000 USD/CAD

Are there any fees for using Epic FlexPay?

No, there are no fees or interest when you use Epic FlexPay. You pay exactly what you would have if you paid in full, just with low monthly payments! 

Are all products eligible for Epic FlexPay?

Only select 2024/25 Season Passes are available for Epic FlexPay. Ski and Ride School lessons, hospitality, rentals, retail, and other lines of business are not eligible at this time.

Your website indicates multiple loan term lengths available, but when I go to pay, I don't see every option. Why is that? 

Uplift looks at a number of factors when determining loan term length, including credit information, purchase details, and more. If eligible, you will see a maximum of three term lengths to choose from, all with low monthly payments.

Can I use Epic FlexPay to purchase Epic Passes for others?

Yes, as long as your order includes only eligible Season Pass products that will be paid via Epic FlexPay, you may purchase as many Epic Passes as you wish, for whomever you wish.

What can I use Epic FlexPay for?

As long as your cart total exceeds $49 USD/CAD, you can use Epic FlexPay to pay for any Season Pass sold online at EpicPass.com, WhistlerBlackcomb.com or other resort websites owned by Vail Resorts. Eligible Season Passes include, but may not be limited to, the Epic Pass, Epic Local Pass, Epic Day Pass, Northeast Value Pass, Tahoe Local Pass, Tahoe Value Pass, Summit Value Pass, Whistler Blackcomb Unlimited Season Pass, Whistler Blackcomb Day Pass, Whistler Blackcomb EDGE Card, and more.

Why can’t I use Epic FlexPay on lift tickets, lodging, ski and ride school lessons, or rentals?

Currently, Epic FlexPay is only available for eligible Epic and Whistler Blackcomb Season Pass products.

Why is my cart showing as ineligible?

Your cart may be ineligible for Epic FlexPay if you have ineligible products such as lift tickets, lodging, rentals, or ski and ride school lessons. If this is the case, you can purchase your passes first with Epic FlexPay, then make a second purchase for the rest of your products using a different payment method.

How do I apply for Epic FlexPay?

Shop for your Season Pass on epicpass.com or whistlerblackcomb.com as you normally would, and then select “Epic FlexPay” as your payment method during checkout. You'll need to provide some basic information like your mobile number and if you are a US resident, your Social Security Number to apply. If you're approved, finish checking out and you're done. 

Can I use Epic FlexPay if I call in or go to a resort to purchase my pass?

Epic FlexPay is only available online at epicpass.com and whistlerblackcomb.com. Please call our Guest Services representatives if you have questions about how Epic FlexPay works. You may reach Guest Services by dialing (970) 754-0005.

How do I make Epic FlexPay payments?

You can make payments by visiting pay.uplift.com and clicking the Loans tab. On the Loans page, click the "Make a Payment" button.

If I'm using Epic FlexPay, can I pay early or switch to paying in full?

Yes, you can make additional payments to pay down your balance or pay off your purchase in full. You can pay off your loan at any time without paying a penalty or fee on pay.uplift.com.

When do my payments start?

Your first Epic FlexPay loan payment will begin the month after purchase, on the same day of the month you purchased your pass. For example, if you purchase on June 25, your first Epic FlexPay payment would be on July 25.  

If you purchase your pass in the Spring while the relevant offer is available, payments will start in September on the same day of the month you made the purchase.

When is my next Epic FlexPay payment?

To see your next payment due date, please go to pay.uplift.com.

When is my last Epic FlexPay payment?

To see when your final payment will be due, please go to pay.uplift.com.

Where can I find my Epic FlexPay balance?

To see your balance, please go to pay.uplift.com.

Can I change my payment due date?

We are not able to modify the terms of your loan. However, we can delay a payment within 15 days of your original payment date as long as you contact Uplift 3 business days before the payment is scheduled to occur.

If you’d like to delay a payment, please contact Uplift at support@uplift.com, or by calling (844) 257-5400.

What if I miss an Epic FlexPay payment?

We understand that unexpected life events happen. If you can’t make a payment, we encourage you to call Uplift’s customer service team at (844) 257-5400 to discuss your situation. They will do everything they can to help you.

If your payment becomes more than 30 days past due, you may be subject to the following:

• Your delinquent payments will be reported as late to the credit bureau.
• No further financing through Uplift will be available to you.

What happens if I qualify for a full or partial refund under Epic Coverage and I purchased my Pass with Epic FlexPay?

If you qualify for a full or partial refund under Epic Coverage and purchased your Season Pass using Epic FlexPay, Vail Resorts will process your refund in accordance with the Epic Coverage Terms & Conditions and issue any refund directly to the purchaser of the eligible Season Pass.

Epic FlexPay is a buy now, pay later payment option offered through Uplift, Inc. (“Uplift”), a third-party who provides access to loans.

Vail Resorts is not a party to your financing arrangement with Uplift and expressly disclaims all responsibility and liability relating to or arising in any way from your relationship with Uplift.

Who do I call if I have a question regarding my pass purchase or Epic FlexPay payment plan?

If your question is about the pass product itself (resort access, peak restricted dates, etc.), call Guest Services at (970) 754-0005.

If you have questions about your financing terms, payments, or balance, please contact Uplift directly at (844) 257-5400.

What should I do if I am not presented with an offer for Epic FlexPay?

If based on the information we have, we can't present you with an offer, you are still able to order your Season Pass using the pay-in-full option. With pay-in-full, your credit or debit card is charged the full amount of your order at the time of purchase. Just select pay-in-full and continue checking out.

Can I use my pass before I’ve paid the full balance with Epic FlexPay?

Yes, you are able to use your pass before the full balance has been paid off.

Can I cancel my Epic FlexPay loan if I am not using my Pass?

Passes are non-refundable except as set forth in the Epic Coverage Refund Policy. Therefore, payments must continue to be made until paid in full. If you have questions about your financing terms, payments, or balance, please contact Uplift directly at (844) 257-5400.

Will Epic FlexPay affect my credit?

• For U.S. residents: When you apply for Epic FlexPay at checkout, a “soft” credit inquiry occurs to verify your identity and determine your eligibility for financing. A soft credit inquiry doesn’t affect your credit score. Uplift does not perform a hard credit inquiry.
• For Canada residents: When you apply for Epic FlexPay at checkout, a “soft” credit inquiry occurs to verify your identity and determine your eligibility. A soft credit inquiry doesn’t affect your credit score. When you accept and confirm your loan, a “hard” credit inquiry occurs, which may impact your credit score.
• Additionally, if you miss payments, Uplift reserves the right to report payment delinquencies of 30 days or longer to one or more consumer reporting agencies in accordance with applicable law. We understand that unexpected life events happen. If you can’t make a payment, we encourage you to call Uplift’s customer service team at (844) 257-5400 to discuss your situation. They will do everything they can to help you.

I am enrolled in Auto Renew and would like to use Epic FlexPay. How do I set this up?

Simply purchase your eligible Season Pass at epicpass.com and select Epic FlexPay as your new payment method. To remain in the Auto Renew, please select the Auto Renew box when prompted during checkout.

Uplift will contact you before next year's passes go on sale to confirm your payment plan selection. You must respond to this email and complete the quick confirmation process to purchase your pass and initiate your new loan with Uplift.

Uplift disclosure:
US: All loans are $0 down and 0% APR but the length of the loan offered and amount of the payment may vary. Approved applicants will be offered no more than three term options. A minimum total purchase of $49 required to apply for a loan. Not everyone is eligible, and some states are not served, including IA and WV. Loans made through Uplift are offered by these lending partners: uplift.com/lenders. Privacy Policy. Terms of Use.
CA: All loans are $0 down and 0% APR but the length of the loan offered may vary. Approved applicants will be offered no more than three term options. A minimum total purchase of $49 required to apply for a loan. Not everyone is eligible. Applicants are subject to approval by Uplift Canada. Privacy Policy. Terms of Use.

Epic FlexPay terms:
Epic® FlexPay is a convenient, alternative payment option for eligible guests in the United States and Canada to purchase participating Epic Pass products (restrictions and exclusions apply) on a buy now, pay later basis through Uplift, a third-party who provides access to loans. To participate in Epic FlexPay you must provide to Uplift identification and payment information required by Uplift, meet all of Uplift’s applicable eligibility requirements and terms, and qualify for financing through Uplift. By participating in Epic FlexPay you understand you are providing information to, contracting with, obtaining a loan from, and making payments directly to Uplift and not Vail Resorts. Uplift may decline your loan application for any or no reason in its sole discretion. Vail Resorts does not determine your loan eligibility, is not a party to your financing arrangement with Uplift, and expressly disclaims all responsibility and liability relating to or arising in any way from your loan transaction with Uplift. Please carefully read Uplift’s terms, policies, and all details to understand how the application and payment plan may impact your credit, any fees, charges, and costs for which you may be responsible, and any remedies available under your transaction with Uplift. Loans made through Uplift are offered by these lending partners: uplift.com/lenders. See also Uplift Privacy Policy and Uplift Terms of Use. Epic FlexPay may not be used to purchase ineligible pass products or other products excluded from, or not participating in Epic FlexPay. If you do not qualify with Uplift, you may elect a different payment option to purchase an Epic Pass product. Vail Resorts offers the Epic FlexPay program in its sole and absolute discretion, and reserves the right to cancel, terminate, or modify Epic FlexPay in whole or in part, at any time. Void where restricted or otherwise prohibited. Vail Resorts’ decisions are final and binding. If you elect to Auto-Renew your pass and choose Epic FlexPay, Uplift will reach out to you prior to the following season to update and confirm your payment plan selection. Participation in Epic FlexPay constitutes your acceptance of these terms and conditions and Vail Resort’s Privacy Policy. Whether you purchase an Epic Pass product by participating in Epic FlexPay or through another payment method, your purchase and any use of an Epic Pass product is subject to Vail Resorts’ terms and policies, including but not limited to the Lift Access Product Terms of Sale and the Epic Coverage Terms and Conditions, both of which include without limitation forum selection, release/sole remedy, limitations on liability, and class action and jury waiver provisions set forth therein.